The Way
to Better

Credit

With experience managing clients’ financial concerns, our team has the tools to help you quickly and efficiently.

 

Take the first step toward restoring your credit by contacting PAGE CONSUMER SERVICES today.

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What You Can Expect

With each new client, the first step is analyzing credit scores and public credit records. From that point on, a plan is devised for each unique situation. We take care of getting the necessary entities involved to solve each case.

Step 1

You will be required to provide us with your credit reports from all three credit bureaus: Equifax, Transunion, and Experian in order to pinpoint your credit issues.

 

Why all three? Because each credit reporting agency has its own “data furnishers” (aka lenders, credit card companies, debt collectors, etc.), that report your credit information to them. And there may be errors that appear on one of your credit reports, but don’t appear on others.

 

We prefer you use SmartCredit because of the ease of use. They also offer a lot of additional features if you continue with their membership further after the dispute process.

Step 2

Second, we provide you with a deep credit analysis of your credit report spotting all inaccurate information.

 

Once any errors have been identified, we will request for any supporting documentation you might have. For example, if there’s a bill on your credit report that your husband or wife was actually responsible for under your divorce decree, you can use that document to prove it shouldn’t be impacting your credit.

 

In some cases, it's difficult to determine what to include as far as supporting documentation goes—that’s another way Page Consumer Services can help. For example, if you’re a victim of identity theft and a fraudulent account appears on your credit report, it can be tough to prove it isn’t yours because you don’t have any documents that relate to the account. 

Step 3

Third, we load all of the inaccurate, misleading, and unverifiable information into our system and begin challenging questionable information with the credit bureaus, creditors, and collectors. When the bureaus and data furnishers receive the disputes and supporting information, they then work with Page Consumer Services to determine if the item should be removed from your credit report.

 

The major law governing your rights when it comes to credit reporting is the Fair Credit Reporting Act, but it isn’t the only law on your side when it comes to credit repair.

You can rest assure that Page Consumer Services will scrub questionable credit report items against other laws—like the Fair Credit Billing Act, which regulates original creditors; the Fair Debt Collection Practices Act, which oversees collection agencies; and others that address medical illness, military service, student status and other life events. 

Step 4

Getting negative and inaccurate information off of your credit reports is one of the fastest ways to improve your credit score. Since credit bureaus have to respond and resolve a dispute within 30 to 45 days.

The timeline is particulary important when consumers want to buy a house, get a new car or open up a new credit card and don’t have time to wait to build good credit organically.

While restoring your credit, you will be educated on a weekly basis on all aspects of raising your credit score, debt settlement, and rebuilding your credit. Education will be presented to you in the form of emails, text messages and voice broadcast.

 

You can also log into your private online portal to learn more about other products we offer. We focus on fixing your credit from start to finish

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The PCS Advantage
  • No hidden fees or bait and switch tactics.

  • 24/7 access to your Secure Portal to monitor progress.

  • Customized Credit Building Roadmap to help you meet your personal goals.

  • Access to our complete suite of tools designed to add positive information to your reports.

  • No contracts. Cancel as soon as you are satisfied with your credit score. No questions asked.

  • Money back guarantee if no changes to credit report in 120 days.

Bad credit can be affecting you more than you know.
PAGE CONSUMER SERVICES has helped our satisfied clients in Nevada repair their credit.
With our highly professional and methodological approach, we cut through the numbers to help get you back on the road to good credit. 

We adhere strictly to the Credit Repair Organizations Act, which means you can relax knowing you are in reputable hands. 

Contact us today to find out how we can help you take that important first step in getting back into good financial standing.